If you are in your 20’s or 30’s, it is likely you have not thought much about planning for retirement. Saving can be difficult when you are balancing school loans, car payments, and other bills. Making your retirement a priority can be essential to a comfortable lifestyle in your golden years and a 401(k) can be an important tool for …
By Ryan Craner Over the past few years several Strategic Planning Group clients have contacted me requesting a SOS (Second Opinion Service) regarding proposals pitched to them or their extended family or friends by various insurance sales organizations in Utah. These pitches are coming via self-proclaimed “gurus” on the radio, at dinner seminars, and more. Once I examined the sales proposals, …
I am a millennial. I am among the generation of people that, according to PEW research is the most educated generation to date. 29% of millennial men, and 36% of millennial women have at least a bachelors degree; and many more have partial or unfinished post-secondary schooling. Educating institutions offer many more fields of study today than they used to. Additionally, a …
By John Park Have you ever spent time diagnosing yourself on the internet? There are so many self-help medical resources out there. It is almost a curse. I occasionally find these resources helpful, but sometimes I need to avoid them. I’m normally not a hypochondriac, however, after 30 minutes on WebMD, I feel like I have every illness known to …
By Ryan Craner If you listen to the news media, you will hear a constant parade of fearful statements worrying about how high the markets are and whether or not the current market levels are justified. You will be bombarded by endless speculation about when the markets will inevitably fall. Media reports carry an anxious and overly suspicious tone that …
You are twenty-one years old. You are young, and you have never thought about the word retirement in your whole life. Your employer offers a 401k that you don’t use, and you have some friends who mention their 401(k), but you’re pretty sure they don’t even know what it is or what it’s for. A few web searches might hold …
