401(k)/IRA Rollover


Spend It

If you are pre-age 59 1/2, you are subject to a 10% withdrawal penalty. You are also subject to a mandatory 20% federal income tax withholding.*

Stay in Your old 401(k) Plan

If allowed by the plan, you may be able to stay in your previous employer’s 401(k). The concern is, investors tend to forget about and not properly manage their old 401(k).

Rollover to Your new Employer's Plan

If allowed by your new employer’s plan, rolling over your 401(k) will help ensure you pay more attention to it; in addition, this option will help you avoid taxes and penalties. It is crucial to maintain all of your retirement investment assets.

Rollover to a Strategic Planning Group IRA/Roth IRA

This option helps you avoid taxes and penalties by rolling over your retirement money to a qualified IRA or Roth IRA. Protecting your retirement assets from early spending and excessive taxation is vital to your financial suitability.

Strategic Planning Group specializes in the management assets such as 401(k) and IRAs. Hiring an investment management firm provides you with the additional support and expertise you need. From capital preservation to aggresive growth, and everything in between, Strategic Planning Group works with clients to achieve their unique goals.

Making the right moves now can set you up for a successful retirement.
We are here to help lead the way.
Contact us today!

*Unless it is directly rolled over to an IRA(individual retirement account) or another employer plan, the taxable part of your withdrawal that is eligible for rollover is subject to a 20% mandatory federal income tax withholding. If you are pre-age 59 1/2, your taxable part of your withdrawal may be subject to a 10% early withdrawal penalty, unless you are eligible for an exception to this rule.