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4 Ways to Save and Not Over Spend This Holiday Season

Holiday expenses add up quickly. Putting too much money toward the season could hinder your savings plan. Follow these 4 easy ways to save, and not over spend, this holiday season. 1.     Make a list and check it twice. Before heading out to purchase gifts make a list of who you want to buy for. Be sure to include new …

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2018 Summer Newsletter

Be sure to let the staff know if you would like to be added to our mailing list and receive a copy. Download the digital version by CLICKING HERE. 

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4 Smart Habits to Adopt Before you Retire

4 Smart Habits to Adopt Before you Retire How you handle your money before retirement can help lay the groundwork for a secure and fulfilling future. Consider adopting these smart money habits to potentially avoid financial disaster in your golden years. Create a budget. The first step towards reaching your retirement goal can be creating and sticking to a monthly …

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Why You Should Start Planning for Retirement in Your 20’s

Although retirement is likely decades away, saving sooner may be the best way to help you achieve your goals. These guidelines are one way to help you lay groundwork for your retirement savings. Starting early can lead to healthy money saving habits that your future self may thank you for. You won’t have to contribute as much over time. The …

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Don’t Fall for this Radio Sales Pitch

By Ryan Craner Over the past few years several Strategic Planning Group clients have contacted me requesting a SOS (Second Opinion Service) regarding proposals pitched to them or their extended family or friends by various insurance sales organizations in Utah. These pitches are coming via self-proclaimed “gurus” on the radio, at dinner seminars, and more. Once I examined the sales proposals, …

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A Message to Post-Millennials

I am a millennial. I am among the generation of people that, according to PEW research is the most educated generation to date. 29% of millennial men, and 36% of millennial women have at least a bachelors degree; and many more have partial or unfinished post-secondary schooling. Educating institutions offer many more fields of study today than they used to. Additionally, a …

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Planning, Emotions, and Drastic Actions

By John Park Have you ever spent time diagnosing yourself on the internet? There are so many self-help medical resources out there. It is almost a curse. I occasionally find these resources helpful, but sometimes I need to avoid them. I’m normally not a hypochondriac, however, after 30 minutes on WebMD, I feel like I have every illness known to …

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Rumors of Bubbles, Crashes, and Scandals?

By Ryan Craner If you listen to the news media, you will hear a constant parade of fearful statements worrying about how high the markets are and whether or not the current market levels are justified. You will be bombarded by endless speculation about when the markets will inevitably fall. Media reports carry an anxious and overly suspicious tone that …

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Millennials: The Young and the Reckless

You are twenty-one years old. You are young, and you have never thought about the word retirement in your whole life. Your employer offers a 401k that you don’t use, and you have some friends who mention their 401(k), but you’re pretty sure they don’t even know what it is or what it’s for. A few web searches might hold …