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The Surprising Stresses of Retirement

We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …

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Welcome to 2019 What Matters Most?

My, how time flies! As we imagined 2019 from 30, 40, or 50 years ago we always thought we would see flying cars! Instead, we have drones that annoy us and smartphones that rule our lives. There have been many positive developments over the past 2 or 3 years. We are very happy with the economic results we are seeing, …

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7 Steps to Forming a Budget

Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …

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4 Ways to Save and Not Over Spend This Holiday Season

Holiday expenses add up quickly. Putting too much money toward the season could hinder your savings plan. Follow these 4 easy ways to save, and not over spend, this holiday season. 1.     Make a list and check it twice. Before heading out to purchase gifts make a list of who you want to buy for. Be sure to include new …

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2018 Summer Newsletter

Be sure to let the staff know if you would like to be added to our mailing list and receive a copy. Download the digital version by CLICKING HERE. 

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4 Smart Habits to Adopt Before you Retire

4 Smart Habits to Adopt Before you Retire How you handle your money before retirement can help lay the groundwork for a secure and fulfilling future. Consider adopting these smart money habits to potentially avoid financial disaster in your golden years. Create a budget. The first step towards reaching your retirement goal can be creating and sticking to a monthly …

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Why You Should Start Planning for Retirement in Your 20’s

Although retirement is likely decades away, saving sooner may be the best way to help you achieve your goals. These guidelines are one way to help you lay groundwork for your retirement savings. Starting early can lead to healthy money saving habits that your future self may thank you for. You won’t have to contribute as much over time. The …

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Don’t Fall for this Radio Sales Pitch

By Ryan Craner Over the past few years several Strategic Planning Group clients have contacted me requesting a SOS (Second Opinion Service) regarding proposals pitched to them or their extended family or friends by various insurance sales organizations in Utah. These pitches are coming via self-proclaimed “gurus” on the radio, at dinner seminars, and more. Once I examined the sales proposals, …

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A Message to Post-Millennials

I am a millennial. I am among the generation of people that, according to PEW research is the most educated generation to date. 29% of millennial men, and 36% of millennial women have at least a bachelors degree; and many more have partial or unfinished post-secondary schooling. Educating institutions offer many more fields of study today than they used to. Additionally, a …