We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …
My, how time flies! As we imagined 2019 from 30, 40, or 50 years ago we always thought we would see flying cars! Instead, we have drones that annoy us and smartphones that rule our lives. There have been many positive developments over the past 2 or 3 years. We are very happy with the economic results we are seeing, …
Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …
Holiday expenses add up quickly. Putting too much money toward the season could hinder your savings plan. Follow these 4 easy ways to save, and not over spend, this holiday season. 1. Make a list and check it twice. Before heading out to purchase gifts make a list of who you want to buy for. Be sure to include new …
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Although retirement is likely decades away, saving sooner may be the best way to help you achieve your goals. These guidelines are one way to help you lay groundwork for your retirement savings. Starting early can lead to healthy money saving habits that your future self may thank you for. You won’t have to contribute as much over time. The …
If you are in your 20’s or 30’s, it is likely you have not thought much about planning for retirement. Saving can be difficult when you are balancing school loans, car payments, and other bills. Making your retirement a priority can be essential to a comfortable lifestyle in your golden years and a 401(k) can be an important tool for …
By Ryan Craner Over the past few years several Strategic Planning Group clients have contacted me requesting a SOS (Second Opinion Service) regarding proposals pitched to them or their extended family or friends by various insurance sales organizations in Utah. These pitches are coming via self-proclaimed “gurus” on the radio, at dinner seminars, and more. Once I examined the sales proposals, …
You are twenty-one years old. You are young, and you have never thought about the word retirement in your whole life. Your employer offers a 401k that you don’t use, and you have some friends who mention their 401(k), but you’re pretty sure they don’t even know what it is or what it’s for. A few web searches might hold …
