Recently, on our Facebook page, we asked the question ‘Do you think saving for retirement is important?’. Based on our responses the answer was a resounding ‘yes.’ The harder question to answer is why then, according to the most recent data, are anywhere from 75-80% of people between ages 40 and 60 totally unprepared for retirement? I believe the answer, …
We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …
Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …
I am a millennial. I am among the generation of people that, according to PEW research is the most educated generation to date. 29% of millennial men, and 36% of millennial women have at least a bachelors degree; and many more have partial or unfinished post-secondary schooling. Educating institutions offer many more fields of study today than they used to. Additionally, a …
You are twenty-one years old. You are young, and you have never thought about the word retirement in your whole life. Your employer offers a 401k that you don’t use, and you have some friends who mention their 401(k), but you’re pretty sure they don’t even know what it is or what it’s for. A few web searches might hold …
