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The Surprising Stresses of Retirement

We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …

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Welcome to 2019 What Matters Most?

My, how time flies! As we imagined 2019 from 30, 40, or 50 years ago we always thought we would see flying cars! Instead, we have drones that annoy us and smartphones that rule our lives. There have been many positive developments over the past 2 or 3 years. We are very happy with the economic results we are seeing, …

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7 Steps to Forming a Budget

Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …