What is Asset Allocation?The idea of investing money is a foggy subject for many. This is because there is little understanding about how investments are chosen in a given account. The series of investments that one chooses for their investment portfolio is called an asset allocation.A portfolio’s asset allocation may consist of one or two positions, or hundreds or even …
What kind of role can a financial professional play for an investor?The answer: an important one. While the value of such a relationship is hard to quantify, the intangible benefits may be long-lasting. There are certain investors who turn to a financial professional with one goal in mind: the “alpha” objective of beating the market. But even Wall Street’s brightest …
How do you picture your Future?Some see retirement as a time to start a new career. Others see it as a time to travel. Still others plan to spend more time with family and friends. With that in mind, here are some things to consider.What do you absolutely need to accomplish?If you could only get four or five things done …
How will you spend your time in retirement? Deciding how to spend your time in retirement is an important part of the planning process. Having a plan in place before the big day is crucial to staying happy in your golden years. Consider these suggestions as you start to put together your retirement dreams. Do you know how you will …
Few life events are more stressful than a job loss. If you or someone you know is in this situation due to COVID-19, you’ll likely have several questions about job hunting, unemployment insurance, and health care. You may also be wondering, “What should I do with my 401(k)?” People leaving an employer typically have four options with their 401(K) retirement …
Things to Consider when planning where to live in retirement Utah is in the top four places to retire to in 2019, according to Moneywise, which has us asking the question… Where is the best state to retire to? Consider these tips when picking an out of state move after retirement. If you dream of a warm and sunny location …
Money is what many would say is “the root of all evil.” It is a common belief that has persisted ever since it was mis- quoted from The Bible. I have often heard my friends and acquaintances say it while expressing a half-developed philosophy to which the solution to all the world’s problems lie in getting rid of money. Under …
Planning for retirement is most likely the last thing on your mind when starting a new job. While it is easy to push aside your financial plan, the choices you make early in your career could set you up for success. Here are 3 retirement mistakes to avoid at a new job. Retirement Mistake 1: Not having a financial plan …
Recently, on our Facebook page, we asked the question ‘Do you think saving for retirement is important?’. Based on our responses the answer was a resounding ‘yes.’ The harder question to answer is why then, according to the most recent data, are anywhere from 75-80% of people between ages 40 and 60 totally unprepared for retirement? I believe the answer, …
We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …
