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How will You Spend Your Time in Retirement?

How will you spend your time in retirement? Deciding how to spend your time in retirement is an important part of the planning process. Having a plan in place before the big day is crucial to staying happy in your golden years. Consider these suggestions as you start to put together your retirement dreams.  Do you know how you will …

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401(k) Options After a Job Loss

Few life events are more stressful than a job loss. If you or someone you know is in this situation due to COVID-19, you’ll likely have several questions about job hunting, unemployment insurance, and health care.  You may also be wondering, “What should I do with my 401(k)?” People leaving an employer typically have four options with their 401(K) retirement …

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Where to Live in Retirement

Things to Consider when planning where to live in retirement Utah is in the top four places to retire to in 2019, according to Moneywise, which has us asking the question… Where is the best state to retire to? Consider these tips when picking an out of state move after retirement. If you dream of a warm and sunny location …

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Use the Right Tools, Don’t Paint with Hammers

Money is what many would say is “the root of all evil.” It is a common belief that has persisted ever since it was mis- quoted from The Bible. I have often heard my friends and acquaintances say it while expressing a half-developed philosophy to which the solution to all the world’s problems lie in getting rid of money. Under …

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3 Retirement Mistakes To Avoid At A New Job

Planning for retirement is most likely the last thing on your mind when starting a new job. While it is easy to push aside your financial plan, the choices you make early in your career could set you up for success. Here are 3 retirement mistakes to avoid at a new job. Retirement Mistake 1:   Not having a financial plan …

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Don’t Be Normal

Recently, on our Facebook page, we asked the question ‘Do you think saving for retirement is important?’. Based on our responses the answer was a resounding ‘yes.’ The harder question to answer is why then, according to the most recent data, are anywhere from 75-80% of people between ages 40 and 60 totally unprepared for retirement? I believe the answer, …

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The Surprising Stresses of Retirement

We have recently had several clients retire. One of the fascinating aspects of this job is seeing how various people react to retirement. I used to be ignorant in assuming everyone would be excited about retirement. As far as I am concerned, although I absolutely love what I do, I cannot wait to have more time to pursue hobbies and …

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7 Steps to Forming a Budget

Creating a budget can be an overwhelming experience. Whether you are looking to start a personal budget or get a better grasp at managing your money, start with these seven steps. Know how much you make. The first step in forming a budget is to calculate your income. Take a pencil and paper and write down your net income for …

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4 Smart Habits to Adopt Before you Retire

4 Smart Habits to Adopt Before you Retire How you handle your money before retirement can help lay the groundwork for a secure and fulfilling future. Consider adopting these smart money habits to potentially avoid financial disaster in your golden years. Create a budget. The first step towards reaching your retirement goal can be creating and sticking to a monthly …

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Why You Should Start Planning for Retirement in Your 20’s

Although retirement is likely decades away, saving sooner may be the best way to help you achieve your goals. These guidelines are one way to help you lay groundwork for your retirement savings. Starting early can lead to healthy money saving habits that your future self may thank you for. You won’t have to contribute as much over time. The …