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If You're Within 5 Years of Retirement, or Already Retired--This is For You!

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Securities offered through Securities America Inc., Member FINRA/SIPC, Ryan Craner, Rod Hamilton, Registered Representatives. Ryan Craner licensed in Arizona, California, Colorado, Florida, Idaho, Kentucky, Montana, Nevada, Oregon, South Dakota, Texas, Utah, and Washington. Rod Hamilton licensed in Utah. Advisory services offered through Strategic Planning Group, LLC, Ryan Craner, Investment Advisor Representative licensed in Utah and Texas. Ryan Craner insurance licensed in Arizona, Colorado, Florida, Idaho, Kentucky, Montana, Nevada, Ohio, Texas, and Utah. Rod Hamilton insurance licensed in Utah. Strategic Planning Group, LLC and Securities America Inc. are unaffiliated. Securities America and its representatives do not provide tax or legal advice. Tax and legal services are coordinated with independent, third-party tax or legal professionals. Investing includes risk, including loss of principal. An investor's shares, when redeemed, may be worth more or less than the original investment. There is no guarantee an investment portfolio will meet its stated objectives. The opinions and forecasts expressed are those of the author, and may not actually come to pass. This information is subject to change at any time, based on market and other conditions and should not be construed as investment advice or a recommendation of any specific security. Past performance does not guarantee future results. © 2004-2010 Strategic Planning Group LLC & 360WS.com All rights reserved. Strategic Planning Group Address: 1752 Combe Road, Ogden UT 84403 Phone: 801-627-2200